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Senior Attorney (Credit Card)

Senior Attorney (Credit Card)

Senior Attorney (Credit Card)

San Antonio, TX 78288

Job details

Job Type

Purpose of Job

We are currently seeking a talented Sr Attorney for our San Antonio, Texas, Colorado Springs, Colorado, Phoenix, Arizona, Tampa, Florida, and Charlotte, North Carolina USAA home office locations.

In this position you will be responsible for providing legal counsel to business unit leadership within USAA by identifying and analyzing legal issues and communicating effective legal advice. Proactively engages with business clients to better understand USAA’s strategic and operational objectives. Engages and collaborates with internal stakeholders within business units and the Chief Legal Office. Works independently on matters of significance to the organization, has in-depth expert knowledge and the proven ability to lead efforts to resolve complex issues.

Job Requirements

About USAA

USAA knows what it means to serve. We facilitate the financial security of millions of U.S. military members and their families. This singular mission requires a dedication to innovative thinking at every level.

Primary Responsibilities:

  • Identifies and manages existing and emerging risks that stem from business activities and the job role.

  • Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled.

  • Follows written risk and compliance policies and procedures for business activities.

  • Independently provides legal counsel to senior leadership to support business objectives and manage regulatory, compliance and litigation risk to USAA.

  • Leads complex legal assignments with a high level of business impact and delivers appropriate solutions.

  • Effectively communicates with stakeholders and varying levels of leadership in both verbal and written forms. Produces clear and concise legal positions involving highly complex issues.

  • Proactively collaborates across USAA and the Chief Legal Office to mitigate risk.

  • Proactively monitors and analyzes changes in laws, regulations and industry and advises appropriate organizational leadership of such changes in a timely manner. Anticipates potential or future legal and operational issues that present a risk to the organization and proactively engages with others to identify potential solutions.

  • Regularly provides guidance to more junior attorneys and serves as a resource to others in the Chief Legal Office.

  • Provides leadership through cross-functional projects that have a material impact to USAA.

  • Effectively manages outside counsel to obtain legal advice.

When you apply for this position, you will be required to answer some initial questions. This will take approximately 5 minutes. Once you begin the questions you will not be able to finish them at a later time and you will not be able to change your responses.

Minimum Requirements:

  • Bachelor’s Degree from an accredited school

  • Juris Doctor degree from an accredited law school required

  • Licensed and in good standing to practice law in one state or a territory of the USA

  • 8 years of relevant experience with at least 7 years of experience as a practicing attorney.

  • Demonstrated ability to effectively collaborate with key resources and stakeholders, influencing decisions and managing work to achieve strategic goals.

Preferred Experience:

  • Expert in Truth-in-Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Military Lending Act, UDAAP, state credit card laws, GLBA/Reg P and other laws applicable to a credit card business.

  • 5 or more years practicing in a law firm or working in-house at a Bank, financial institution, or other lender providing legal advice for a credit card issuing business.

  • Deep experience with credit card marketing, reward programs, new product development, credit risk, underwriting, fulfillment, servicing, credit reporting, fraud, disputes and other matters.

  • Knowledge of CFPB and OCC guidance, positions and public enforcement actions.

The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.


USAA has an effective process for assessing market data and establishing ranges to ensure we remain competitive. You are paid within the salary range based on your experience and market position. The salary range for this position is: $135,200-$243,500.

Employees may be eligible for pay incentives based on overall corporate and individual performance or at the discretion of the USAA Board of Directors.

  • Geographical Differential: Geographic pay differential is additional pay provided to eligible employees working in locations where market pay levels are above the national average.

Shift premium will be addressed on an individual basis for applicable roles that are consistently scheduled for non-core hours.


At USAA our employees enjoy best-in-class benefits to support their physical, financial, and emotional wellness. These benefits include comprehensive medical, dental and vision plans, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off program with paid holidays plus 16 paid volunteer hours, and various wellness programs. Additionally, our career path planning and continuing education assists employees with their professional goals.

Please click on the link below for more details.

USAA Total Rewards

Relocation assistance is not available for this position.

Hiring Insights

Hiring for this role

• Mobile: NA

• Location: NA

• Post ID: 21422644

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